Record $35.8T homeowner equity, ten-year-high inventory, and a slower fall market. What the September 2026 data means for California movers.
Category: News
The Mortgage Lock-In Effect in California: Why Homeowners Are Sitting Tight
About 3 in 4 mortgage holders sit below 6% and won’t sell — the 2026 lock-in effect. Here’s what it means for inventory, home equity, and borrowers who still need to move.
On the Road and Growing: Conferences and the Iron Oak Fund
How staying close to the private lending market through industry conferences supports the way we manage the Iron Oak Mortgage Fund.
Iron Oak Home Loans Teams Up With SJ Morgan Private Lending Exchange
SJ Morgan Private Lending Exchange is teaming up with Iron Oak Home Loans — a meaningful expansion of capacity, backed by a strong South Bay market.
Why Successful Payoffs Signal a Healthy Private Lending Market in 2026
Successful payoffs are one of the clearest signs of a healthy private lending market. A look at 2026 refinance trends, homeowner equity, and the Bay Area backdrop.