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Author: pierce mcmahon

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How Fast Are Northern California Homes Selling?

Posted on September 29, 2026October 1, 2026 by pierce mcmahon

Bay Area homes sold in a median 22 days in August while sales fell 4.2%. A thinner market moving faster, and what that does to your financing timeline.

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Refinancing in Northern California When a Bank Says No

Posted on September 29, 2026October 1, 2026 by pierce mcmahon

A decline on a home with real equity is usually about documentation, not money. What a private lender looks at instead, and what it costs you.

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Bridge Loans in Contra Costa County

Posted on September 29, 2026October 1, 2026 by pierce mcmahon

Walnut Creek, Danville, San Ramon and Brentwood homeowners using the equity in one house to buy the next. How it works and what it costs you.

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Home Loans in Pleasanton and the Tri-Valley

Posted on September 29, 2026October 1, 2026 by pierce mcmahon

A family-run private money lender based in Pleasanton since 1998, working across the Tri-Valley and East Bay. What we do and when it is the right call.

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Private Money and Bridge Loans in Oakland, California

Posted on September 29, 2026October 1, 2026 by pierce mcmahon

Oakland housing stock confuses conventional underwriting. How private lending reads those files differently, and what it costs you in trade-offs.

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What Happens at the End of a California Bridge Loan?

Posted on September 28, 2026October 1, 2026 by pierce mcmahon

The principal comes due in one payment. Here is how people usually repay a bridge loan, what happens if the house has not sold, and how to build an exit plan that holds.

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What Does Cross-Collateralized Mean on a California Bridge Loan?

Posted on September 28, 2026October 1, 2026 by pierce mcmahon

One loan, two properties. Why bridge loans are often secured by both the home you are buying and the one you are leaving, and the trade-off that comes with it.

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Buying Out a Sibling on an Inherited California Home

Posted on September 28, 2026October 1, 2026 by pierce mcmahon

Three siblings inherit a house and one wants to keep it. Here is how a loan against the property can pay the others their share, and what to sort out first.

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Finding a Private Money Lender in the East Bay

Posted on September 28, 2026October 1, 2026 by pierce mcmahon

Searching for a lender near you turns up national brands, lead-generation sites and actual local companies, all looking similar. Here is how to tell them apart.

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What Do You Need to Qualify for a Bridge Loan in California?

Posted on September 28, 2026October 2, 2026 by pierce mcmahon

A bridge loan leans on the property, the equity and your plan for repaying it. Here is what we actually look at, what paperwork we ask for, and what slows a file down.

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